Open Doors Mortgage Team is a licensed mortgage broker serving Vancouver, BC and the surrounding Metro Vancouver and Lower Mainland communities. With over $1 billion in funded mortgages and recognition as one of Canada's top mortgage teams, Open Doors provides expert mortgage advice for Vancouver home buyers, self-employed professionals, investors, and newcomers — with access to 30+ lenders and no direct cost in most cases.

Vancouver's Mortgage Market — What Buyers Need to Know

Vancouver is one of Canada's most complex and competitive real estate markets. Purchase prices are higher, the stress test has a meaningful impact on qualifying amounts, and the variety of property types — from detached homes to strata condos to pre-sales — each come with their own mortgage considerations.

Navigating this market effectively requires a broker who understands Vancouver's specific dynamics: strata document reviews, depreciation reports, pre-sale assignment financing, and how lenders evaluate Vancouver properties differently from other markets. Open Doors Mortgage has been working in this market for nearly 20 years.

Mortgage Services for Vancouver, BC Clients

• Home Purchase Mortgages: From East Van to the West Side, Mount Pleasant to Coal Harbour — we access 30+ lenders to find the right mortgage for your Vancouver purchase, regardless of property type or complexity.
• Condo & Strata Mortgages: Lenders have specific requirements for strata properties in Vancouver — depreciation reports, special levies, and strata financials all factor into approval. We know which lenders are most flexible with complex strata situations.
• First-Time Home Buyers: Vancouver's market is challenging for first-time buyers, but programs like the FHSA, RRSP Home Buyers' Plan, and BC PTT exemptions can meaningfully reduce your costs. We make sure you're using every tool available.
• Mortgage Refinancing: Vancouver homeowners who bought even five years ago have likely seen significant equity appreciation. We help you assess whether accessing that equity makes financial sense — and how to do it most effectively.
• Self-Employed Mortgages: Vancouver has a high proportion of self-employed professionals, entrepreneurs, and business owners. Our Alt-A and stated income solutions are specifically designed for clients whose declared income doesn't reflect their full earning power.
• New to Canada: Metro Vancouver is one of Canada's most diverse cities. Our team speaks English, Tagalog, Cantonese, Hindi, Tamil, and more, and we work with lenders who have dedicated programs for newcomers, work permit holders, and recent permanent residents.
• Investment Properties: Vancouver's rental market remains among Canada's tightest. We structure investment property financing for Vancouver clients who are building long-term wealth through real estate — balancing cash flow, LTV, and portfolio growth.
• Pre-Sale & New Construction: Pre-sale mortgages in Vancouver require specialized lender relationships given the timeline from purchase to completion. We work with lenders experienced in pre-sale financing and manage the transition to your final mortgage at completion.

Why Vancouver Clients Work with Open Doors

Open Doors Mortgage is based in Surrey and serves clients across Metro Vancouver, including Vancouver, Burnaby, Richmond, North Vancouver, West Vancouver, and the Tri-Cities. Our clients choose us because we give honest, strategic advice — not just the mortgage approval they came for, but the one that actually serves their long-term financial picture.

We work with over 30 lenders, which means we have access to the full range of products including competitive monoline lender rates that banks don't advertise. And in most cases, our service costs you nothing directly.

About Our Team

Open Doors Mortgage was founded in 2006 by Christian Amurao with a mission to provide exceptional mortgage guidance to diverse families and individuals across Metro Vancouver and the Lower Mainland. The team has earned the CMP Top 75 Broker designation for seven consecutive years, the DLC Hall of Fame Award, and the Verico Veris Award in both 2023 and 2024.

The team provides mortgage guidance in English, Tagalog, Kapampangan, Bisaya, Ilocano, Cantonese, Hindi, and Tamil — because Metro Vancouver is one of the world's most multilingual cities, and mortgage advice should be no different.