Open Doors Mortgage Team is one of Surrey's most trusted and recognized mortgage brokerages, founded by Christian Amurao in 2006. With over $1 billion in funded mortgages and recognition as a CMP Top 75 Broker for seven consecutive years, Open Doors provides strategic mortgage advice for purchases, refinancing, renewals, self-employed clients, and newcomers across Surrey, Langley, Delta, and the entire Lower Mainland.

Why Surrey Homeowners and Buyers Choose Open Doors

Choosing the right mortgage broker in Surrey, BC means working with someone who understands the local market, has relationships with the right lenders, and will give you honest advice — not just a rate. Open Doors Mortgage has been doing exactly that in Surrey since 2006.

Unlike a bank that can only offer its own products, Open Doors works with over 30 lenders — major banks, credit unions, monoline lenders, and alternative lenders. That means we shop the full market on your behalf and find the mortgage product that genuinely fits your situation, your goals, and your timeline.

Mortgage Services in Surrey, BC

Open Doors Mortgage Team serves Surrey clients across every stage of the homeownership journey:

• Home Purchase Mortgages: Whether you're buying your first home or your fifth, we guide you through every step with clarity and access to 30+ lenders.
• First-Time Home Buyer Mortgages: We walk Surrey first-time buyers through the FHSA, BC Property Transfer Tax exemption, down payment requirements, and everything they need to know before they make an offer.
• Mortgage Refinancing: Access your home equity, consolidate debt, or renegotiate your terms. We tell you honestly whether refinancing makes financial sense for your situation.
• Mortgage Renewals: Don't auto-renew with your bank without comparing the market first. We review your options across 30+ lenders before your renewal date.
• Self-Employed Mortgages: We specialize in Alt-A and stated income solutions for Surrey business owners, contractors, and entrepreneurs whose declared income doesn't reflect their actual earnings.
• New to Canada Mortgages: Surrey is home to one of BC's most diverse newcomer communities. We've been helping new immigrants qualify for their first Canadian home since 2006 — in English, Tagalog, Kapampangan, Bisaya, Ilocano, Cantonese, Hindi, and Tamil.
• Investment Property Financing: Building a portfolio in Surrey or the Lower Mainland? We structure financing around your long-term wealth goals, not just the next transaction.
• Debt Consolidation: Use your Surrey home equity strategically to simplify your financial picture and reduce monthly obligations.

About Our Surrey Mortgage Team

Christian Amurao founded Open Doors Mortgage Team in Surrey in 2006 — starting as a one-man operation and growing it, alongside his wife Aziel, into one of Canada's most recognized mortgage teams. The mission has never changed: provide every client with honest, strategic guidance and a mortgage experience that feels empowering, not overwhelming.

The team has earned the CMP Top 75 Broker designation for seven consecutive years, the DLC Hall of Fame Award, the DLC Hero and Champion Awards, and the Verico Veris Award in 2023 and 2024. More importantly, the team has earned the trust of thousands of Surrey families through consistent, relationship-first service.

Open Doors Mortgage is licensed through BCFSA and operates under Verico Paragon BrokerSquared. The team is fluent in English, Tagalog, Kapampangan, Bisaya, Ilocano, Cantonese, Hindi, and Tamil — because real mortgage guidance means meeting clients in their own language.

Areas We Serve from Our Surrey Location

Our Surrey mortgage team serves clients across the entire Greater Vancouver Lower Mainland, including Surrey, North Surrey, South Surrey, Cloverdale, Newton, Whalley, Fleetwood, Guildford, Langley, Delta, Vancouver, Richmond, Burnaby, New Westminster, North Vancouver, and Abbotsford.